First Federal Savings & Loan
Good Faith Estimate Loan Selection
To calculate a Good Faith Estimate complete each of the following steps.
Those fields marked with an * are required.

Step #1 - Choose one or more loan products by checking the select box to the left of your choices.
Select Description Rate Origination Points Term (Months) *A.P.R.
15 Yr. Fixed Rate  4% 0% 180 4.082%
20 Yr. Fixed Rate  4.5% 0% 240 4.565%
30 Yr. Fixed Rate  4.875% 0% 360 4.923%
30 Yr Rural Housing  4.25% 3% 360 4.51%
80/20 no PMI  6.375% 0% 360 6.428%
5/5 Adjustable Rate  4% 0% 360 4.046%
                                  Include Detail

The above rates are based on a Credit Score of 681 and higher.

Rates will be adjusted for Credit Score.
Credit Score 651 - 680 + 0.25%
620 - 650 + 0.5%

"Rates are subject to change without notice"
Rates are updated periodically and reflect a rate indicitative to FFSL offerings.
Your rate can only be locked at application.

* A.P.R. (Annual Percentage Rate) calculations are based on a $100,000 loan, 20% downpayment, without P.M.I, Funding Fees or pre-paid interest. Individual loan requests may vary.
** Must meet underwriting guidelines to qualify for financing.
Step #2 - Enter the property value and loan amount. This information is required in order to complete your estimate. (NOTE: Use whole dollar amounts, do not use a $, decimal, or comma.)
*Property Value *Loan Amount
Step #3 - Check the box if your transaction involves any of the following:

Collateral has additional acreage, additional collateral,
manufactured home, or involves construction.
Step #4 - Enter any other information which may effect your estimate. Enter information only in the appropriate fields and leave blank those fields not needed. (NOTE: Use whole dollar amounts, do not use a $, decimal, or comma.)
Hazard Insurance Premium Earnest Deposit
Annual Property Taxes Buyers Costs Paid By Seller
Discount Points Paid By Seller
Survey Application Deposit
Step #4 - Click the button to calculate your estimate. Be patient, it may take a few seconds to complete the calculations.